cflores Report post Posted December 12, 2011 I posted a month ago that my house was broken into , and all my rifles, guns, computers, cameras, etc... were stolen. The insurance today denied my claim, staiting that there was no visual damage to the house, thus not making it a burglary !!! I sure could use some advice on any action I can take against the insurance that I have payed into for years. Now that I need their help, they do not want to help. What can I do? Anyone with experience in dealing with insurance company's? They have stolen alot more than physical property from us, my family and I are in need of help. Any ideas from the CWT family would be greatly apprecited. Thank You. Carlos 520-241-2893. Share this post Link to post Share on other sites
elkaholic Report post Posted December 12, 2011 lesson for us all - break a window - any window ! cut screen on door - jimmy lock . they need physical evidence - what a joke - hope it gets figured out for you! Share this post Link to post Share on other sites
JLW Report post Posted December 12, 2011 when my tv was stolen years ago ( luckily thats all they got) the police told me the same thing... it can not be classified as a burglary unless there was physical damage. i was lucky in my case my neighbor saw the moving truck at my house and we found out who done it. when a co worker was basically car jacked at the gas station his insurance told him he was not covered because he left the keys in the ignition. good luck! I hope it works out for you! james Share this post Link to post Share on other sites
rugermack Report post Posted December 12, 2011 After you get this case settled, get a new insurance company. Share this post Link to post Share on other sites
mcelkhunter Report post Posted December 12, 2011 Whoever said something has to be broken is very wrong. Below is the definition of a residential burglary according to Arizona law. 13-1507. Burglary in the second degree; classification A. A person commits burglary in the second degree by entering or remaining unlawfully in or on a residential structure with the intent to commit any theft or any felony therein. B. Burglary in the second degree is a class 3 felony. Share this post Link to post Share on other sites
cflores Report post Posted December 12, 2011 Whoever said something has to be broken is very wrong. Below is the definition of a residential burglary according to Arizona law. 13-1507. Burglary in the second degree; classification A. A person commits burglary in the second degree by entering or remaining unlawfully in or on a residential structure with the intent to commit any theft or any felony therein. B. Burglary in the second degree is a class 3 felony. Thank you, this is the type of info I feel that I need to win against my own insurance company. Any other info from the CWT family is greatly appreciated. Thanks again. Share this post Link to post Share on other sites
Stray Horse Report post Posted December 12, 2011 Try this person Charlotte Burr 480-204-2666. She can help, and tell her Don Taylor sent you. Whoever said something has to be broken is very wrong. Below is the definition of a residential burglary according to Arizona law. 13-1507. Burglary in the second degree; classification A. A person commits burglary in the second degree by entering or remaining unlawfully in or on a residential structure with the intent to commit any theft or any felony therein. B. Burglary in the second degree is a class 3 felony. Thank you, this is the type of info I feel that I need to win against my own insurance company. Any other info from the CWT family is greatly appreciated. Thanks again. Share this post Link to post Share on other sites
stanley Report post Posted December 12, 2011 Wow, that's a drag Carlos! Looks like you're getting some good support here. I hope it works-out for you!! Sincere good luck on this! S. Share this post Link to post Share on other sites
Pine Donkey Report post Posted December 12, 2011 I don't understand insurance companies. They make all kinds of promises to get your business, then when you need them, they are not interested in you. Hope this all works out well, keep us updated. Share this post Link to post Share on other sites
pwrguy Report post Posted December 13, 2011 That stinks. I would definitely fight that one. Lot's of way's to get into a house without breaking anything. I would still consder burglery even if you left the front door open. They came in un-invited and took your stuff, what else are you going to call it? Good luck man!!! Share this post Link to post Share on other sites
Ernesto C Report post Posted December 13, 2011 "No visual damagate to the house" ??? So do they (isn. co.) expect the burglars to ran a truck into the wall to commit a crime? Does the ins. co. expect all burglars to break everything inside house and cause damage to the building?? Wow, the ins. co. are a bunch of retards. A noisy burglar is like some saying - hey I'm here, I'm stealing everything in this house come and get me! I can't believe it!! Hope you find justice my frien, take care. Share this post Link to post Share on other sites
azpredator@work Report post Posted December 13, 2011 which insurance co do you have? Share this post Link to post Share on other sites
Swivelhead Report post Posted December 13, 2011 which insurance co do you have? X10! Share this post Link to post Share on other sites
GodIsGood Report post Posted December 13, 2011 ... better said, "Which insurance company co should the rest of us avoid?" Share this post Link to post Share on other sites
gbocardo Report post Posted December 24, 2011 I posted a month ago that my house was broken into , and all my rifles, guns, computers, cameras, etc... were stolen. The insurance today denied my claim, staiting that there was no visual damage to the house, thus not making it a burglary !!! I sure could use some advice on any action I can take against the insurance that I have payed into for years. Now that I need their help, they do not want to help. What can I do? Anyone with experience in dealing with insurance company's? They have stolen alot more than physical property from us, my family and I are in need of help. Any ideas from the CWT family would be greatly apprecited. Thank You. Carlos 520-241-2893. Share this post Link to post Share on other sites
