Search the Community

Recently a good friend of mine had his travel trailer stolen along with a lot of camping/ outdoor gear he had stored in the trailer while his trailer was in storage. After hearing about the red tape and countless ordeals that he had to go through with his insurance company, it made me question how good my insurance policy was. After talking with my insurance company today about coverage, I learned that my policy has good coverage for items that are lost to fire, flood, etc. However, items lost to theft are a much different story. My policy will only pay up to $2000 for stolen items. Now I'm sure that if anyone else who hunts were to start adding up the expense to replace your guns and gear, you could easily reach that 2k point in no time. Heck, that may not even cover a pair of Swarovski EL's. Needless to say, I am now in the process of looking into different insurance companies that hopefully will have a more suitable policy for me. I hope that I never have to deal with my gear being stolen, but I see posts on here from time to time about that sort of thing happening to other people, so I'd like to have a little more protection just in case. I'm wondering if anybody else has experienced this sort of thing before? What kind of policies are out there to give you more protection against theft? I'm not very knowledgeable about insurance and my current agent wasn't much help either, so if anybody has some advice on this subject I would be glad to hear it. Thanks in advance.