Hey, cactusjack. Thank you for your advice. These conditions about firearms might be written in the contract, so everyone needs to be as attentive as possible in order not to be fooled by the companies. I also have some guns and I was worried about them, so I was trying to find something suitable for me and my family. I used Google to find something about insurance companies. I found the site of Money Expert. These guys provide the description of the insurance companies nearby, according to your preferences.